CISO Brings Seatbelt

Why did the CISO bring a seat belt to the board meeting?
Remind the team, “Cyber insurance should be the seatbelt, not the brakes.”

Seatbelts as insurance minimise damage if an incident occurs.

Brakes as security controls prevent the incident in the first place.

Cyber insurance is not cyber security.

Some companies treat cyber insurance like it’s a superhero:
“Security gap? No problem!”
“We’re covered if data is breached.”
“Let’s not worry about risk mitigation as of now.”

Cyber insurance companies are aware of this ignorance.
They are not fools.
The more you treat security like a checkbox, the higher your premiums climb — or worse, they don’t pay out.

CISSP Insight
Risk transfer does help when you purchase insurance. It’s a valid risk response, but it always comes at a new cost.

Think before you transfer.
Mitigate before you accept.

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